Call Us (972) 291-2926 ☰ ˟
Logo
Call Us: (972) 291-2926
  • Home Page
  • Get a Quote
    • Auto Insurance QuoteImage of right arrow
      • Classic Cars Insurance Request
    • Homeowners Insurance Quote
    • Business & Commercial Insurance QuoteImage of right arrow
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers' Compensation Quote Request
      • Umbrella Insurance Quote Request
      • Commercial Auto Insurance Request
    • Recreational Vehicle Insurance QuoteImage of right arrow
      • Motorcycle Insurance Quote
      • Watercraft Insurance Quote
    • Renters Insurance Quote
  • Our Products
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance
      • Commercial Umbrella Insurance
      • General Liability Insurance
      • Workers Compensation
    • Homeowners
    • Renters
    • Motorcycle
    • Recreational Vehicle
    • Watercraft & Boat
  • Blog
  • Make a Payment
  • Resources
    • Secure Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location(s)
    • Testimonials
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join our Newsletter
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Commercial Icon

Commercial

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Recreational Icon

Recreational

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Home Insurance and Your Spring Projects
TUESDAY, APRIL 18, 2023

Home Insurance and Your Spring Projects

When spring arrives, many people want to head outside to start enjoying their space. A few home improvement projects may happen, too. Making changes to your home is not a problem. However, it is important to consider your home’s risk factors.  


Be sure that the changes you make do not increase risk. Make sure that professionals can complete all of the work safely. And, it may be necessary to consider your home insurance policy afterward. 


Are People Coming to Your Home? 


If you are having contractors do work within your home, verify them. Be sure you verify their licensing, insurance and bonding. A contractor without it can be a risk. If they do work for you, suffer an injury on your property, and do not have coverage, it could hurt you. The contractor or his or her employee may file a liability claim against you. Your home insurance may help, up to limits. 


Are You Putting the Structure at Risk? 


Changes to your home’s structure can create concerns. For example, if you plan to change the grading of the property, this could make your foundation at risk for damage and water leaks. It is always a good idea to focus on what the outcome of any change will be. Do this before you make any changes. a large lawn in front of a house


Roofs, Windows, and Siding 


Adding a new roof, windows, and siding to your home can be a good thing. It adds value to your home. It ensures there is ample security there. However, this is only possible when you install them properly.  


Ensure the professional doing the work has the necessary licensing. Be sure they provide a guarantee for their workmanship, too. If they do a poor job, your roof leaks, and your home suffers mold damage, your home insurance may not cover the losses. 


Significant Changes 


Are you adding a home addition? Perhaps you will build a new garage or shed on your home. If you make these substantial changes, you will need to have a closer look at your home’s new value. Updating the value can lead to a need to update your home insurance. Discuss this with your agent at length. Be sure new structures have coverage under your policy. 


It is essential to ensure that your home remains safe. Your home insurance policy is there to help. However, you must take the proper steps at first to ensure you have ample protection in place first. 
Posted 5:07 PM

Tags: homeowners, policy, coverage, insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(18)
  • coverage(14)
  • policy(11)
  • homeowners(4)
  • business(4)
  • belongings(3)
  • commercial(3)
  • renters(3)
  • liability(2)
  • life(2)
  • owners(2)
  • terms(2)
  • bop(2)
  • umbrella(2)
  • car(2)
  • whole(2)
  • retirement(2)
  • personal(2)
  • auto(2)
  • general(1)
  • vehicle(1)
  • accident(1)
  • recreational(1)
  • classic(1)
  • builders(1)
  • risk(1)
  • apartment(1)
  • vintage(1)
  • rv(1)
  • benefits(1)
  • motorcycle(1)

View Mobile Version

Contact Us Today!
(972) 291-2926

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

4144 N Central Expy, STE 600
Dallas, TX 75204

PH: 972-291-2904  | Toll Free: (972) 291-2926 | F: 972-291-4065
© Copyright. All rights reserved. | Powered by Insurance Website Builder