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Southwestern Insurance Blog Page 2

View the latest blog posts from Southwestern Insurance.

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Friday, May 13, 2022

What is Umbrella Insurance?

Basic liability insurance on your car or home covers losses, damages, lawsuits or other similar claims. If you are in a car wreck, your liability will cover damages to other people. Same for your home. If someone is injured at your house, liability insurance covers the costs medical expenses, lost wages and other associated costs. READ MORE >>

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Thursday, April 14, 2022

What Are the Benefits of an Antique Car Insurance Plan?

Those who own an older vehicle may not realize an antique car insurance plan is available to them. Sometimes, buying this specialized auto insurance can help to reduce overall costs while providing ample protection for the vehicle.   Each antique vehicle plan has a different price point. READ MORE >>

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Wednesday, March 9, 2022

Understanding RV Insurance Deductibles

Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. READ MORE >>

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Tuesday, February 8, 2022

Life Insurance is for People of All Ages

Why would a person who just turned 20 want to buy life insurance? Why would a young couple with two young children need to have a policy? Is there any reason for a retired person on Social Security to have life insurance? While not everyone who is in a similar situation as described above needs life insurance, most can benefit by having coverage. READ MORE >>

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Tuesday, January 18, 2022

Review Your Business Insurance Policy Before You Agree to Another Year

Many business owners are so busy that they do not take the time necessary to review insurance policies on a regular basis. However, these policies are comprehensive and incredibly important. If your business has the same policy it has had for years, it may be time for an upgrade or modifications. READ MORE >>

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Monday, December 20, 2021

3 Reasons You Need Insurance on a Vacation Home

On the surface, it might seem like homeowners insurance is unimportant for a vacation home. You probably only spend a few weeks a year in the home. You already have insurance on your primary residence. You might be asking yourself if insurance on your vacation home is really necessary. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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Friday, November 19, 2021

3 Common Auto Insurance Myths Debunked

Buying auto insurance is tough enough without having to worry about how coverage works. Instead, it pays to stay informed and understand the process. Here are three common auto insurance myths and the real truth behind them.  Myth #1: The Color of Your Car Affects How Much You Pay  READ MORE >>

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