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Home > Blog > Southwestern Insurance Blog Page 15
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Southwestern Insurance Blog Page 15

View the latest blog posts from Southwestern Insurance.

Thursday, August 13, 2020

What Happens to Businesses Without Insurance?

Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.   Required Business Insurance and Penalties  Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:  READ MORE >>

Tuesday, August 11, 2020

3 Important Reasons to Always Have Car Insurance

In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>

Thursday, August 6, 2020

Do I Have to Get Health Insurance Through My Employer?

n modern days, essentially no business is worth working for if they don’t offer a solid health insurance plan. Healthcare is expensive and insuring through your employer can often be the cheaper option.  There is no mandate stating that you have to purchase health insurance through your employer if you don’t want to, however. READ MORE >>

Tuesday, August 4, 2020

4 Important Ways to Fireproof Your Home

Simple Tips to Help Fireproof Your Home   House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>

Thursday, July 30, 2020

How Homeowners Insurance Covers Water Damage

It only takes a small amount of water to cause a lot of damage in your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. READ MORE >>

Tuesday, July 28, 2020

Paying for Car Damage from Hitting an Animal

Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, there’s bound to be a fair amount of heartache if you are an animal lover. READ MORE >>

Thursday, July 23, 2020

How Much Should You Pay for Health Insurance?

Health insurance has an unfortunate reputation for being expensive, but everyone needs it. It’s important for everyone to find the right health insurance policy for you and your family without paying too much for coverage.   Individual Health Insurance vs Family Health Insurance  READ MORE >>

Tuesday, July 21, 2020

Factors that Might Influence the Cost of Your Business Insurance

Are you concerned about the premium you will have to pay for your business insurance? Insurance is part of your overhead, so it’s understandable that you will want to keep it affordable. Your commercial insurance agent is happy to help you understand the various factors that will impact your premiums. READ MORE >>

Thursday, July 16, 2020

Can You Get Your Money Back After Canceling a Life Insurance Policy?

Life insurance is a unique form of policy that pays out claims at the end of the policyholder’s life. Instead of the policyholder receiving compensation, the premiums they pay are built toward compensation for the policyholder’s beneficiaries.  READ MORE >>

Thursday, July 9, 2020

The Benefits of Rental Car Coverage for Drivers

If you ever wreck your car, then it’s understandable that the car might need to go to the shop for repairs. In the meantime, you might need a rental vehicle to get around until you get the car back. Your auto insurance might offer a couple of incentives called rental car coverage or rental reimbursement. READ MORE >>

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